Health insurance is one of the most important and most overlooked aspects of nomadic life. Many standard travel insurance policies exclude remote work or long-term stays. This guide covers your options: international health insurance, local insurance in your destination country, and government-mandated coverage requirements for visa applications.
Insurance guidance is included as part of most visa application services. Standalone guidance available from $99.
Start My Visa ApplicationWe assess your visa destination's insurance requirements and your current coverage status.
We provide an overview of qualifying international health insurance providers and plans for your destination and budget.
We guide you on obtaining the required insurance certificate or letter of coverage for your visa application.
We include your insurance documentation in your visa application pack and confirm it meets the destination's requirements.
It depends on the destination and the policy. Many digital nomad visa programmes (Portugal D8, Spain Digital Nomad Visa, Greece) require a specific type of international health insurance with minimum coverage amounts (typically 30,000-75,000 EUR or equivalent). Standard backpacker travel insurance or short-trip travel insurance policies often do not meet these thresholds. We review whether your current coverage qualifies or advise on a compliant alternative.
SafetyWing's Nomad Insurance is a popular low-cost international health insurance product designed for digital nomads. It is accepted by some visa programmes but not all. For example, it is generally accepted for Georgia's Remotely from Georgia programme but may not meet Portugal or Spain's minimum coverage requirements. We check whether SafetyWing meets the specific threshold for your visa programme.
Most employer-provided health insurance is tied to your home country. If you work abroad as a remote employee, your employer's plan may provide very limited or no coverage for medical treatment in your destination country. You should check with your HR team and confirm whether you need supplemental international health insurance. We assist in identifying the coverage gap and recommending compliant supplemental insurance.
This varies by country. UK NHS coverage does not travel with you; once you are living abroad you lose access to NHS as your primary healthcare. EU European Health Insurance Card (EHIC) works within the EU for emergency care. Canadians with provincial health coverage have limited coverage abroad. US citizens on private insurance plans often have limited or no international coverage. We assess your home-country situation and advise on the best coverage structure.
Fixed price, real-time tracking, and expert handling, from first document to final approval.
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