Stripe fully supports non-resident US LLC owners — but only when the account setup is done correctly.
Stripe requires a US bank account (routing and account number) and a US EIN for a US LLC account. Non-resident founders often run into issues because they either don't have these yet, or they apply with mismatched information (EIN name vs LLC name). Stripe's verification process can flag accounts and hold funds for weeks if the setup is done incorrectly.
Mercury is FDIC-insured and integrates directly with Stripe. Best for most non-resident LLCs.
Wise provides a US routing and account number. Accepted by Stripe. Not FDIC-insured but faster to open.
Nomadic Go forms your US LLC, helps obtain the EIN, and coordinates US bank account opening. Once the bank account is open, Stripe setup is typically straightforward for the founder to complete directly.
Yes. Wise Business provides a US routing number and account number that Stripe accepts as a standard ACH payout destination.
Stripe may hold funds for 7-14 days for new accounts while assessing risk. This typically reduces to 2 business days after 90 days of normal processing.
No. Stripe requires a US bank account to activate payouts for a US LLC account. You need Mercury, Relay, or a Wise Business US account first before activating Stripe payouts.
This depends on whether the income constitutes effectively connected income with a US trade or business. Consult a US CPA familiar with non-resident LLC taxation. Nomadic Go does not provide tax advice.
New Stripe accounts commonly see a 7-day fund hold. Ensure your business description matches your actual activity, have identity verification documents ready, and respond promptly to any Stripe compliance requests.